The National Weather Service reports that each year 70% of the fatalities related to ice and snow occur in automobiles. Winterizing your car is a good way to help prevent roadside breakdowns and other accidents on the road.

• Battery problems cause most cold-weather breakdowns. Have a professional auto technician inspect your battery to make sure it is fully charged and has enough power to get through the winter.
• Inspect the engines coolant level, condition and concentration. (Experts recommend a 50/50 mix of antifreeze and water.)
• Have your exhaust system examined for leaks.
• Make sure your heater and defroster are in good working condition.
• Inspect all lights and bulbs and replace any bulbs that have burned out. Also, keep your lens clean for better visibility.
• Check your car's oil regularly and change as needed.
• To reduce wheel slippage, purchase good winter tires. Consider all season tires, snow tires, or snow chains for areas where snow and ice are significant.
• Replace old or worn windshield wipers and be sure you have windshield washer fluid.
• Keep your gas tank at least half-full during the winter season to avoid fuel-line freeze.

Contact your independent insurance agent for more information on auto coverages.