• Drive cautiously in areas where there are known potholes or on roads where you have seen damage in the past.
• Keep an eye on traffic patterns. A number of cars that slow down or move quickly to other lanes may be a sign of major potholes or road damage ahead.
• Avoid the urge to swerve out of the way of a pothole at the last minute. You may swerve into the path of an oncoming car or truck. Risking damage to your car is wiser than risking losing your life or injuring another motorist.
• Report major potholes or road damage to you state or local transportation department. Some states and localities have pothole hotlines.
• If you run into a pothole and you suspect damage, pull over as soon as possible to assess it. If you notice damage, record details of the event and the specific damage-just as you would in the event of a collision with another motorist-in case you need to file an insurance claim. Your agent or insurance company will need this information to process the claim.

Source: Independent Insurance Agents of America

Contact your independent insurance agent for more information on auto coverages.