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Are You Winter-Proofed?

Midwest winters are plagued with treacherous ice and snowfall, dangerous wind chill factors, and hazardous roadways. Many of us have had to deal with the unpleasant consequences of severe winter conditions. It's never too early to make sure your property and the lives of your loved ones are winter proofed. Here are some winter-proofing steps:

  • Keep ice and snow away from drain areas on roofs by clearing a path to the drains and to roof edges. (Using a long-handled snow puller, while standing on the ground, is the safe method for getting snow off the eaves.)
  • Do not leave buildings unattended for extended periods of time. If you do, maintain a minimum temperature of 40 degrees Fahrenheit.
  • Visually inspect all exposed piping for breaks or cracks. If any are discovered, keep the water off until they have been repaired.
  • Purchase a bag of salt or sand to sprinkle on icy sidewalks.
  • Inspect your fireplace and chimney regularly (at least once a year). Do this more often if you use waxy fire-starter logs.
  • Use only a metal container for disposal of ashes and embers from your fireplace or wood stoves. Don't discard the disposals around combustible and flammable materials.
  • Do not burn trash in wood stoves. This can overheat the stove.
  • If you have a flue fire, a 25 lb. dry chemical fire extinguisher should be aimed into the firebox. Never put water on the outside of a red-hot stove.
  • Install and maintain approved smoke detectors.
  • Review your auto insurance coverage to make sure you're protected from damage caused by falling trees.
  • Check your vehicle to make sure it is equipped with items needed in case of an emergency: jumper cables, tire chains, salt or sand, flashlight with batteries, first aid kit, blankets, extra clothing, "Call Police" sign, and bottled drinking water and non-perishable food items.
  • Ensure that your vehicle is properly winterized.
  Professional Independent Insurance Agents of Illinois
4360 Wabash Ave. • Springfield, IL 62711
(800) 628-6436 • (217) 793-6660 • Fax: (217) 793-6744
www.piiai.orgwww.ChooseIndependent.cominfo@piiai.org