What kinds of opportunities are available?

Keep in mind that there are almost as many jobs in insurance as there are people who work in it. At last count there were more than two billion jobs in one industry! Some different areas include:

• Life and health insurance covers all the risks associated with human life;
• Property insurance covers damage to property such as homes, cars and businesses;
• Liability insurance covers a client who is unintentionally, but legally, responsible for bodily injury or property damage that is caused to another person.

Insurance agents can either be employed within an agency or a company. An insurance company raises money by investing the premiums obtained from all policies to pay policy holders. An insurance agency acts as a link between the customer and the insurance company.

Captive agents sell insurance for only one company or agency, and offer only the products provided by that company.

Independent agents are business owners who represent several insurance companies and can offer many different kinds of policies to their customers. This type of agent can shop around for the best insurance value among many competing companies.

Today's consumer demand more for their insurance dollar than ever before, and independent agents are able to deliver the best solution because of their access to all the products of the many companies they represent.

Independent agents own their own businesses and work for their clients. As small business owners, they operate outside of insurance company management -- you work directly for your personal success by owning your own business and working for yourself and your clients.

Is it right for me?